Banking & Financial Law

What is FEMA (Foreign Exchange Management Act) and Why It Matters

What is FEMA (Foreign Exchange Management Act) and Why It Matters May 23, 2026 These days, money moves across borders all the time. Companies, investors, and even regular people handle foreign exchange when they import goods, export services, invest abroad, or just send money back home. To keep everything in check, India set up a […]

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Common FEMA Violations by Foreign Companies

Common FEMA Violations by Foreign Companies May 22, 2026 If you’re running a foreign company in India, you can’t really ignore India’s foreign exchange laws they’re strict, and not following them can land you in some serious trouble. The Foreign Exchange Management Act, or FEMA, has been calling the shots since 1999. It covers everything

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ODI (Overseas Direct Investment) – Legal Requirements

ODI (Overseas Direct Investment) – Legal Requirements May 19, 2026 Overseas Direct Investment, or ODI, is when Indian individuals or companies put money into businesses or entities outside India. This is how Indian businesses go global—they buy companies abroad, set up subsidiaries, and step into new markets. But ODI isn’t a free-for-all. India keeps a

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Role of DRT (Debt Recovery Tribunal) in Corporate Recovery

Role of DRT (Debt Recovery Tribunal) in Corporate Recovery March 29, 2026 Recovering corporate debt in India is tough especially for banks and financial institutions stuck with huge loan defaults. Regular civil courts move at a snail’s pace, dragging out the process and putting even more pressure on lenders. To tackle this, the Indian government

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Cheque Dishonour Under Section 138 NI Act –Legal Process.

Cheque Dishonour Under Section 138 NI Act – Legal Process. February 8 , 2026 Cheque payments remain one of the most trusted modes of financial transactions in India. However, when a cheque bounces due to insufficient funds or any other reason specified in the law, it can lead to serious legal consequences under Section 138

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How NBFCs Can Legally Recover Defaulted Loans

How NBFCs Can Legally Recover Defaulted Loans February 8 , 2026 NBFCs are crucial contributors to the credit ecosystem in India, with loans being extended across segments such as MSMEs, housing, vehicle loans, education, and consumer finance. The challenge comes with rapid loan expansion, which leads directly to loan defaults, thereby impacting liquidity and financial

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ECB (External Commercial Borrowings) – Legal Aspects.

ECB (External Commercial Borrowings) – Legal Aspects. February 6, 2026 External Commercial Borrowings (ECBs) allow Indian companies to raise money from foreign lenders at competitive interest rates. For businesses, especially growing companies, ECBs can be an effective financing tool to fund expansion, purchase capital goods, refinance loans, or invest in new projects. However, ECBs come

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